About Joe Pistone & Team
Joseph Pistone — Mortgage Loan Originator at CrossCountry Mortgage, LLC (NMLS# 3029). Florida DSCR investor loan specialist serving all 67 counties. NMLS# 2087918.
Track record
Joe has closed 714 mortgage loans in the last 4 years across Florida — first-time landlords, seasoned investors, LLC closings, Airbnb/VRBO purchases, conventional, FHA, VA, and DSCR. He works as part of a small Florida-based team that picks up the phone, returns texts after hours, and closes deals on time.
Specialties
DSCR investor loans LLC closings & entity structuring Airbnb / VRBO short-term rentals Cash-out refinance Multi-family (2–4 units) Conventional & FHA
Lending philosophy
Real investors deserve a loan officer who understands the math. Every DSCR review starts with the numbers — rent vs. PITIA, reserves, LTV, and DSCR ratio — laid out plainly before you ever sign. No vague "approval" promises. No bait-and-switch pricing. If a deal doesn't pencil, Joe tells you up front and shows you how to make it work.
What you get when you reach out
- A direct line to Joe — not a call center.
- Response within one business hour during the week.
- A real DSCR analysis based on your property, not a generic rate sheet.
- A loan officer who closes nights and weekends when offer deadlines move.
Credentials & verification
- Individual NMLS #2087918 — Verify on NMLS Consumer Access ↗
- CrossCountry Mortgage, LLC — NMLS #3029 · Licensed in all 50 states
- Equal Housing Opportunity Lender
- Florida Office of Financial Regulation
Privacy promise
When you submit a request to Joe Pistone & Team, your information goes directly to Joe, not to a network of competing lenders. No data sales. No third-party lead resellers. Just a real person reading your inquiry.